Have you thought about Home Contents Insurance?
Are you aware that Argyll Community Housing Association (ACHA) insures the structure of your home, but not the contents? Some of our tenants still do not have any contents insurance or believe that the Housing Association is responsible for insuring their belongings. This is not the case. Every household is responsible for insuring their own possessions.
If you haven’t already insured the contents of your home for peace of mind, you may wish to consider ACHA’s insurance scheme. Our scheme allows you to spread the costs of paying your insurance premiums in weekly instalments, which can be paid at the same time as your council rent at your local housing office.
A few key features of the policy
- Excellent claims service
- ‘New-for-old’ Insurance
- Low minimum sum insured - £6,000 available for tenants over 60’s and £9,000 for all other tenants
Policy Cover
The policy includes tailor made cover, such as:
- Storm, Fire, Theft and Flood
- Accidental damage to TV sets, aerials and video recorders
- Nil excess on all claims!
- Tenant’s liability
- Cover for home, outbuildings and garages
- Frozen food
- Locks and keys
Please see summary of cover on attached pdf file for fuller details.
New Cover
With effect from 4 June 2007, we have negotiated cover enhancements to the existing policy at no extra cost to you! Some of the changes are listed below:
- NEW! Credit cards – up to £100
- Increased policy cover for money from £200 to £250
- Increased policy cover for locks and loss of keys from £200 to £250
- New improved cover – policy now includes cover for personal computers!
And more great news – with effect from 4 June 2007 the scheme is available to Right-to-Buy Homeowners of Argyll & Bute!
Accidental Damage Cover Option
We now also offer full Accidental damage for a small additional charge providing extended accidental cover (e.g carpets).
How to apply
If you would like to apply to join the scheme, please print and complete the attached application pack and send to Argyll Community Housing Association, Dalriada House, Lochnell Street, Lochgilphead, PA31 8ST. Alternatively, if you would like the application pack sent to you by post or have any policy queries, please call 01546 604575.
Documents:-