Mutual Exchange
A mutual exchange occurs when two or more tenants of registered social landlords (Housing Associations or Local Authorities) swap homes with the permission of their landlord(s).
Your local ACHA area office will have details of people who are interested in carrying out a mutual exchange. Once you have found someone you wish to exchange with and have viewed their home and vice versa, both parties must complete a mutual exchange application form and Home Argyll application form (both available from this website) and return to your local area office. If the other party has a different landlord to yourself then both parties need to complete mutual exchange application forms from both landlords.
Once both applications have been received we will assess your application to ensure there are no reasons why the exchange cannot go ahead. We will then carry out a full inspection of your property and you may be required to carry out works to your home before the exchange can proceed. In general it is the Associations policy to approve mutual exchanges, providing certain criteria are fulfilled.
The Association has 28 days from the date of the receipt of all relevant application forms to agree or refuse an exchange in writing.
When carrying out a mutual exchange you must accept the property you are exchanging to in the condition in which it is in at the date of the exchange. The Association will not carry out works to your property other than routine repairs and you may be required to accept responsibility for the upkeep and maintenance of non standard fixtures and fittings.
Mutual Exchange may affect your terms of Right to Buy and you should seek advice on this from ACHA staff prior to completing an application form.
Mutual Exchange Information Leaflet
Mutual Exchange Application Form