ACHA Insurance
The Association currently has in place insurance, arranged through Zurich Municipal, for the following:
Employers Liability - The policy provides cover to indemnify the Association against legal liability arising from claims for injury to employees – limit of liability £10 million any one event.
Public Liability - In the event of negligence being proved against the Association, its members or employees, the Association’s Public Liability insurance policy will indemnify the Association against its legal liability in respect of damages and claimants costs incurred from injury to any person, damage to property, limit of liability £10 million any one event.
Works in Progress – The Policy provides cover for contracts involving work on buildings including new build and restoration or refurbishments for contracts up to a value of £5 million.
Property - Buildings, contents and stock in any building or temporarily removed (including stock in the open) belonging solely to the Association or held by them in trust for which they are responsible, sums insured;
* General Needs/Sheltered Housing £ 608,850,000
* Office & General Properties £2,450,000 (Inc travelling persons sites, garages, play parks, water supplies & septic tanks)
* General contents £231,000
* Computer Equipment £400,000
Motor - The Association maintains insurance for its motor fleet and hired in plant belonging to or in the custody of the Association.
If you feel you may have a claim against the Association please complete a Third Party Incident Form, copy attached, and return to:
Sheena MacConnell, Legal Officer, Finance & IT, Argyll Community Housing Association Limited, Dalriada House, Lochgilphead, PA31 8ST. (01546 605819)